About

Philip Knowles

Director

Born in Birmingham, Philip has spent the majority of his life both living and working in Worcestershire and has lived in Whitbourne on the Herefordshire border with his wife Sally since 2003.

Educated at Droitwich High School he joined NatWest Bank and spent 3 years in Banking and 12 years in the Instalment Credit industry where he held various roles including Sales, Office Management and Credit Risk Management.

Subsequently, and with over three decades of professional experience, Philip has developed a career within the financial planning and estate planning professions. Philip is very experienced and is well respected amongst his peers and other professionals in the local community.

A keen and lifelong supporter of both Birmingham City FC and Malvern Rugby Club, Philip enjoys living in the countryside and spending time with his wife and family which includes an English Springer Spaniel and an English Setter, a breed very close to his heart.

philip@unionep.co.uk

Robert Burns

Director

Robert is a Chartered Financial Planner and STEP Affiliate with over 30 years’ experience working in a financial environment.

He originally qualified as an accountant (FCCA). He also holds the Advanced Diploma in Financial Planning (APFS) including Personal Tax and Trust Planning (AF1) and Pension Planning (AF3).

He also holds the STEP Certificate for Financial Services – Trust and Estate Planning (Distinction).

Robert specialises in helping families, business owners, directors and high net worth individuals with their Estate Planning, Lifestyle Financial Planning and Strategic Business Planning as well as their pre and post retirement planning. He ensures that he identifies and understands his clients’ goals and aspirations. He helps them keep on track to meet their desired lifestyle as well as preserving their wealth for future generations.

Robert lives in Malvern, enjoys sport, especially running. He is the Treasurer of the Malvern Joggers. He is also proud to be a Worcestershire Ambassador.

robert@unionep.co.uk

Nigel Higenbottam

Estate Planning Consultant

Nigel has lived in Worcestershire since 1990 and has been involved in estate planning since 2007.

Having read Computer Science at the University of Manchester he was commissioned into the Royal Navy where he served for sixteen years. There then followed a successful career in the local NHS. Nigel has also served as a magistrate for over 25 years.

No two clients are the same – estate sizes and make up differ as do family dynamics and there is no one size fits all as regards their estate planning. Putting the most appropriate planning in place is a challenge which Nigel relishes.

Nigel is married with three adult children and two grandchildren. His great passion is football and he is a season ticket holder at Manchester City whom he has supported since childhood.

nigel@unionep.co.uk